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January 2015 Archives

Title insurance: Prevent real estate losses in South Carolina

Imagine this situation. You've just bought a home, finished signing onto insurance and you've entered and taken possession of your property. Suddenly, you get a phone call or visit from someone who claims they own the property you've just purchased.

Is the economy improving for home sales in South Carolina?

Living in Charleston, you need to know how your economy is affected by changes in real estate. For instance, some of the latest information out of South Carolina reports that December was a month for positive selling, Nearly 20 percent more homes were sold than in previous years and on top of that, the home prices increased by nearly 2 percent. While that may not seem like much, considering how hard the area was hit by the recession, this is an improvement and means the value of homes in the area is finally on the rise.

The 2 types of foreclosure in South Carolina

There are two kinds of foreclosure that you can go through in the United States. The first, judicial foreclosure, takes place when the person who has lent you money files a lawsuit. At the same time, the lender can file for a lis pendens on the property, which is a document that the County Recorder's office keeps to let others know about the foreclosure lawsuit that is pending. Next, the Notice of Foreclosure Sale is filed. This happens after the court determined an auction time.

Benefit from the short sale of your home in South Carolina

Imagine struggling with the loss of a job, increasing costs associated with your home and challenges making your mortgage payment. You may think your only option is to seek bankruptcy or to go into foreclosure, but that's not true. In fact, there are alternatives that may be available to you.

What are the foreclosure laws in South Carolina?

In South Carolina, there are various foreclosure laws that can have an effect on your foreclosure. For instance, when you have a deed that goes into foreclosure, the lender goes to the courts to go through a judicial foreclosure process. At that point, the court decides and issues a final judgment of foreclosure. If the deed and home will be foreclosed on, then a lis pendens is issued, which provides public notice of the sale.

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North Charleston office 8086-B Rivers Avenue
North Charleston, SC 29406
Phone: 843-553-9800
Toll Free: 800-553-7449
Fax: 843-553-9804
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Mt. Pleasant office
1100 Queensborough Blvd, Suite 102
Mt. Pleasant, SC 29464
Phone: 843-856-9800
Toll Free: 800-553-7449
Fax: 843-216-0930
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Mt. Pleasant North office
3040 Highway 17-A North, Suite B
Mt. Pleasant, SC 29466
Phone: 843-388-3250
Toll Free: 800-553-7449
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West Ashley office
873 Orleans Road, Suite 102 1/2
Charleston, SC 29407
Phone: 843-571-2996
Toll Free: 800-553-7449
Fax: 843-571-2998
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Summerville office
106 West 7th North St
Summerville, SC 29483
Phone: 843-875-7111
Toll Free: 800-553-7449
Fax: 843-875-7721
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Goose Creek office
567 Crowfield Blvd.
Goose Creek, SC 29445
Phone: 843-553-9100
Toll Free: 800-553-7449
Fax 843-553-9183
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