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November 2016 Archives

What are some quick facts about short sales sellers should know?

Short sales help sellers who owe too much on their homes that are now not worth what their mortgages cost. By selling a home through the short-sale process, these individuals have the opportunity to get out from under the burden of a mortgage while being relieved of the additional debts they could have owed beyond the sale price.

A short sale will affect your credit: Here's how

It's a fact that a short sale will affect your credit, but it may not be as bad as a foreclosure or bankruptcy, which is something to consider. A short sale allows you to get out of debt by eliminating your mortgage, but since you do get a break on how much you pay back, it may still impact your credit fairly severely.

Foreclosures up in October compared to prior month

Dealing with the risk of foreclosure can be hard on a family, but there are ways to address your concerns. You may be able to take steps to catch up on your mortgage payments, or a bankruptcy could give you time to stop a foreclosure and save your home. No matter what you choose to do, knowing the rate of foreclosure activities in the United States can be helpful, since it indicates the kind of economy you're living in.

The 4 factors that affect real estate decisions

When you want to buy or sell real estate, you have to understand the market. There are four factors that drive the real estate market. The first factor is demographics. This takes into account things such as age, gender, income and population growth in an area. Demographics affect real estate by determining how much real estate can be priced for and which kinds of properties are in demand. For example, an area with many students may be best off with cheaper apartments, while a high-income area might have expensive, single-family homes.

Can foreclosure be positive for a homeowner?

Can foreclosure be a good idea for you? Does it always have to be something that is looked on so negatively? The truth is that foreclosure can get you out of debt, but it will hurt your credit score. You aren't alone; there are thousands of people who go through foreclosure every year largely because of the housing bubble burst, which left homeowners with mortgages that cost more to pay off than their homes were worth.

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