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May 2017 Archives

Foreclosures or short sales? There are benefits to both

If you've found yourself struggling to pay your mortgage or left with a mortgage that is more expensive than your home is worth, you may be looking at ways to get out of debt fast. While a bankruptcy is one possibility that could allow you to keep your home, there are other options if you don't want to keep it. They include foreclosure and short sales.

A short sale helps you avoid foreclosure

Short sales are just one way to get out of a mortgage that costs more than it's worth. When you sell a home for less than the current owner owes, it's known as a short sale. This short sale is short of the cash needed to make the transaction, but that doesn't mean it can't be completed. In a short sale, the mortgage company agrees to take less than the home is worth because it saves them time finding a buyer and can bring them more money than a foreclosure.

Why should you work with an attorney to complete a property sale?

You might be asking yourself why you'd want to work with an attorney when you're buying or selling a home, and the answer is simple. If you make a mistake, it could ruin your transaction now or complicate it in the future.

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